Showing posts with label personal finance. Show all posts
Showing posts with label personal finance. Show all posts

Wednesday, January 30, 2008

Online Low Fee Payday Loan: Secure A Fast Cash Loan

You can count on securing online low fee payday loan no matter what your credit history, thereby making life much easier. You may relax when you find yourself short of cash once you know you have a reliable source of credit.

Cash advance can be borrowed for 7 days-14 days or until your next payday. You may be eligible to secure a these loans if you are an US citizen above 18 years of age. You need to have a permanent job or a regular source of monthly income above $1,200. You also need to have a valid savings or checking account.

Solve Your Financial Problems
Life can be tough when you exist from one paycheck to the next. There are many single moms, military personnel as well as those who are extremely hardworking but earn less than $50,000 annually and find themselves in need of fast cash loans frequently. They secure these cash advances until their next payday to even buy daily essentials during the end of the month.

Sometimes the tight budget that they follow goes bust when they face an unexpected expenditure. It may be a major repair that cannot be put off, a medical emergency, an accident, a death in the family or an unplanned sudden trip that you have to take.

Secure A Loan From Your Home
You may easily secure a faxless loan from the comfort of your home. No longer do you have to hunt for the local payday store. Instead, you can log online and apply for a loan. You need not hunt for a fax machine or worry about getting the documents ready. In fact there are several stores that offer payday loan with no fee but you need to research such offers carefully before you sign a deal. You must opt for a reliable firm that offers low interest payday loan.

You need to think about repaying the instant cash loans on time as it may not work to your advantage to keep extending the loan as the APR is very costly. But if you can manage your finances well and make repayments on time, the loan may be a very convenient credit option.

There are so many firms offering of online payday today that you actually have a choice as the rates and terms are competitive. You may rely on the firm to bail you out of any temporary financial crisis.

Online low fee payday loan is appreciated by those individuals who work hard and live from one paycheck to the next.
For more information, please visit http://www.lowfee-paydayloan.com

Monday, January 28, 2008

Personal Finance Advice for Teens

Learning to manage your personal finances should start when you are a teen. This is importance because parents can help their teen learn about personal finance and learn how to treat it with respect so it works for them not against them.

Many teens have a job and therefore, have personal finances. Some parents make their teens pay for things, like recreation or even bills like auto insurance. When a teen has money coming in they should be guided into the world of personal finance. By starting early in the teen years, parents can help to teach their child about the importance of managing your finances and about what can happen when you fail to do so.

It all starts with making a budget. Teens should understand what money they have coming in and where it is being spent. They should learn to keep it balanced and not live beyond their means.

Teens should also be taught the importance of saving. They should have some type of savings set up. This should be controlled by them so they can see what happens when they save and what happens when they do not.

One of the best things a parent can do is avoid bailing their child out of financial problems. Teens need to learn that personal finance is important. They must learn this before they are setout on their own and have to rely on themselves to keep their personal finances in check.

With the problems with consumer debt in this country, teaching teens to be smart with their personal finances is one of the best lessons a parent can teach them. Avoiding problems with credit and debt is something every parent wishes for their child and something that can be done with teaching personal finance at an early age.

Personal finance for teens is something many parents simply do not think about. It is, however, something parents should think about. Teens can learn so much and avoid so many problems if their parents just sit down and teach them abut personal finance.

When they turn 18 and become responsible for their personal finances they will be ready and they will be armed with the knowledge needed to make it on their own.Learning to be financially responsible is a gift. It doesn't take a lot of time and once you get your teen started, they can be in control. It will help them to learn about managing money and being responsible with it.

Free Course To Keep Personal Finance Management Simple

Many people are financially ‘illiterate’ and to learn what is personal finance management will mean money out of pocket. They can now take heart, because a new, no-nonsense approach to personal finance has just hit the web. “Easy Personal Finance” is a new website that is created by Joseph Then. The website offers a layman perspective of personal finance management.

Many people are financially ‘illiterate’ and to learn what is personal finance management will mean money out of pocket. They can now take heart, because a new, no-nonsense approach to personal finance has just hit the web. Easy Personal Finance is a new website that is created by Joseph Then.

The website offers a layman perspective of personal finance management.
According to a formal study, 90% of the American population will remain poor at the age of 65. The main reason behind their plight is usually poor finance management skills which many people do not learn in their school days.

“Easy Personal Finance” attempts to provide a straight forward materials that layman can understand. It covers many topics including topics that people took for granted like “What is Wealth?” and “What is Money?”

“The goal of Easy Personal Finance website is to show people that Personal Finance Management is not only for the rich,” Then said. “It is catered for the masses that are living from paycheck to paycheck. I hope that from this website, I can help many people to better manage their money and hopefully, to build enough wealth for their retirement.”

“It will not be a static website,” Then added. “From time to time, I will add in new, updated materials that I feel will help people in areas of finance management.”
The “Easy Personal Finance” series is now available at newly-launched web site,
http://www.EasyPersonalFinance.com.

Source - PRWeb

Tuesday, January 22, 2008

Top Personal Finance Software Sites Listing part.2


  • ICash - Full featured and multi-purpose personal finance and money manager tool for Macintosh and Windows.
  • Inesoft: Cash Organizer - Software for financial managing, planning, prognosis and analysis.
  • In2M Corporation - Financial software and services company and the developer of Mvelopes Personal, an online spending management system.
  • Investment and Accounting Solutions - Shares and financial.
  • jGnash - jGnash is a free cross platform personal finance application written in Java. jGnash is a double entry system with support for multiple currencies. jGnash can import Gnucash and QIF files. jGnash works on Linux, OSX, Solaris, and Windows.
  • J&L Software - Retirement and financial planning software. [Windows 95/98/ME/2000/XP] 21-day free trial. Three versions available.
  • Liquid Ledger for Mac OS X - Personal finance solution for Mac OS X.
  • Loan Applications - Software for applying for FNMA/FHLMC home loan mortgage applications.
  • Loan Spread Calculator Pro - Loan calculators.
  • Makes.Cents - Checking and checkbook management.
  • Maracor Financial Advisor - Windows shareware calculators.
  • Medical Bills Plus - Keeps records of your family medical costs and ensures that your insurance claims have been paid.
  • MMR Software - PC software for tracking U.S. Savings Bonds. Also provides statements of value based on lists of holdings faxed or mailed to them.
  • MoneyBox - Financial management.
  • Moneydance - Financial management (Java cross-platform).
  • Mortgage Manager Software - Free mortgage analysis software to help build equity and pay off mortgage quicker.
  • My Budget Planner - Personal and family budgeting software.
  • MyFinancialSoftware - Range of programs to help with budgeting, money management, retirement planning, small business bookkeeping.
  • OmniValue - Investment tracking software.
  • Online Home Inventory - Store all your asset details and home inventory online.
  • Organize your finances - Ebook contains information on managing finances including budgeting and saving money using coupons and rebates.

Saturday, April 30, 2005

We have started Personal Finance Blog

We have started this new blog to provide useful tips, stories and expert advice on almost any topic relating to etc.

Also we'll publish articles and news to help you gather enough information related to personal finance. And we'll give you links to other web sites where you can find more information.